Insights

Analysis, publications and thought leadership.

White papers, analysis notes and events: OpenbanQ’s reading of the transformations in Transaction Banking, tokenisation and Digital Trade, through a European and regulatory lens.

  • 4 in-depth publicationsWhite papers and policy papers, freely available
  • 16 analysesBriefing notes on the announcements that matter, in 2026
  • A European perspectiveA MiCA and Transaction Banking reading of market reports
  • EventsTreasury Innovation Day (AFTE) and Digital Assets Day
White papers

Our in-depth publications.

In-depth work, sometimes co-written with our partners, to inform structural decisions.

Policy paperMay 2026

Architectures of Interoperability in Digital Trade

Towards a technology-neutral framework for integrating platforms, distributed ledgers and regulatory systems in the LC – eBL chain: legal, data, identity and governance layers.

Riham Marii & Julien Achard · 28 pages
Digital TradeRegulation
Read the summary
Strategic perspectiveSeptember 2026

Towards multi-rail finance

Sovereign stablecoins, tokenised deposits, CBDCs: why no single instrument will win everywhere, and what this means for Europe and for banks.

Julien Achard · 14 pages
Tokenisation & StablecoinsPayments & Transaction Banking
Read the summary
Market intelligenceJuly 2026

The Real State of Tokenization in 2026

Behind the $60bn headline, a concentrated market: only tokenised Treasuries clear the institutional bar. The real prize is now distribution.

Julien Achard · 11 pages
Tokenisation & Stablecoins
Read the summary
White paperJanuary 2025

The Future of Correspondent Banking

Challenges and opportunities in euro clearing: de-risking, AML/CFT compliance, sanctions, KYC technologies and new models for financial institutions.

OpenbanQ · 33 pages
Payments & Transaction BankingRegulation
Read the summary
Analysis

Our market watch, decoded.

The market announcements and regulatory changes that matter, seen through the OpenbanQ lens.

No analysis on this topic yet: see our Digital Trade policy paper in the white papers above.

October 2026

Cash leg: securities scale up, cash still settles case by case

DLR repo, HSBC Orion, Swift Ledger: each platform has invented its own answer to cash settlement.

Tokenisation & StablecoinsPayments & Transaction Banking
Read
September 2026

Intelligent money is redrawing B2B payments

A reading of Capgemini’s World Payments Report 2027: the question is no longer speed but settlement certainty.

Payments & Transaction BankingTokenisation & Stablecoins
Read
September 2026

Stablecoin Issuance: five jurisdictions compared

EU, Hong Kong, Singapore, UK, US: who can issue, and under what conditions.

Tokenisation & StablecoinsRegulation
Read
September 2026

Revolut: when trust becomes a vulnerability

Social engineering and fake legal requests: the weakest link is not always technical.

AI & Cyber
Read
July 2026By Philippe Henry

Digital euro: the battle for orchestration has begun

Four disruptive signals reshaping the architecture of tokenised liquidity in Europe.

Tokenisation & StablecoinsRegulation
Read
July 2026

Digital assets: banking use cases by business line

Retail, corporate, markets, wealth and asset management: a map of use cases.

Tokenisation & Stablecoins
Read
July 2026

What Swift Ledger actually does

An orchestration layer, not a settlement layer: what is still missing for atomic finality.

Payments & Transaction BankingTokenisation & Stablecoins
Read
July 2026

Tokenised deposit vs EMT stablecoin

The debate the HSBC report leaves open: governance, risk and distribution.

Tokenisation & StablecoinsRegulation
Read
July 2026

EURXT: CACEIS launches a bank stablecoin under MiCA

Fact sheet: issuer, reserves, EMT status, timeline and infrastructure.

Tokenisation & StablecoinsRegulation
Read
June 2026

J.P. Morgan is building on-chain treasury infrastructure

Kinexys Digital Payments expands to five new tokenised deposit currencies.

Tokenisation & StablecoinsPayments & Transaction Banking
Read
June 2026

Digital Assets: Strategic Playbook for Banks

Ten key trends from the BCG / Anchorage Digital report, with OpenbanQ’s perspective.

Tokenisation & Stablecoins
Read
June 2026

Amundi launches a tokenised money market fund for Ant International

A milestone for tokenised asset management and corporate treasury.

Tokenisation & Stablecoins
Read
June 2026

The AMF opens UCITS to crypto-assets and commodities

Public consultation: up to 10% exposure through financial certificates.

Regulation
Read
June 2026

Digital assets: mapping the risks for investors

DeFi protocol, platform, issuer: three independent and cumulative layers of risk.

Tokenisation & StablecoinsRegulation
Read
June 2026

EU Crypto-Asset Taxation: a new own resource in the making

Transaction tax or capital gains tax: the two options under study by the Commission.

Regulation
Read
February 2026

Know Your Agent: when AI becomes an economic actor

Identity, accountability, reputation: the trust foundations for payments between AI agents.

AI & CyberPayments & Transaction Banking
Read
Events

Bringing the ecosystem together.

We design and host events that bring together banks, treasurers, fintechs and regulators.

Upcoming
05November 2026 · Paris

Digital Assets Day for treasurers and banks

An inaugural day dedicated to digital assets, for corporate treasurers and Transaction Banking teams: four modules, afternoon workshops. Free admission.

  • Venue · Forvis Mazars auditorium, Paris
  • Co-organisers · OpenbanQ, Forvis Mazars, Morgan Lewis, Kyriba
Register
Annual event
600+participants

Treasury Innovation Day

Paris’s treasury innovation event, co-organised with AFTE: conferences, round tables and solution demos.

  • Role · Co-organiser
  • Partner · AFTE

We are looking for sponsors. For more information, book a meeting.

Book a meeting
Keynote
60minutes · September 2026

Tokenisation and the Future of Corporate Treasury

From digital money to programmable finance: what will really change the treasurer’s job by 2030. Keynote for ENGIE’s treasury team.

  • Audience · Group treasury
  • Format · Keynote and discussion
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