Transaction banking · Digital Trade · Digital assets

Finance has a history. Let’s build its future with tokenisation.

OpenbanQ advises banks, treasurers and fintechs on transforming their financial infrastructures, from payment flows to digital international trade and tokenised assets.

Engaged in the ecosystem
They trust us
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Three starting points, one shared challenge: more open and more efficient financial flows.

Banks & Financial Institutions

Modernise the Transaction Banking offering

  • Evolve Cash Management, Trade and Correspondent Banking
  • Integrate fintechs, APIs and new settlement infrastructures
  • Prepare the Executive Committee for digital assets and tokenisation
See Banking expertise
Corporate, CFO & Treasurer

Optimise liquidity and working capital

  • Rethink flow architecture and multi-bank relationships
  • Deploy Supply Chain Finance and document digitalisation
  • Assess stablecoins and programmable settlement for treasury
See Corporate expertise
Fintech & TradeTech

Accelerate access to the financial ecosystem

  • Clarify strategy and value proposition for Banks and Corporates
  • Structure go-to-market, partnerships and key-account pipeline
  • Prepare fundraising and scale-up phases
See Fintech expertise
Our expertise

Four domains, one end-to-end view of financial flows.

Expertise rooted in Tier‑1 banking execution, applied to multi-party, multi-country transformations.

Also: executive training for bank Executive Committees and finance departments. See our training
Focus · Digital Trade

From paper to Electronic Transferable Records.

International trade still relies heavily on paper documents. France’s Electronically Transferable Instruments (TTE) framework, aligned with the MLETR model law, is a game changer for banks, exporters and platforms.

OpenbanQ contributed to its drafting and now supports market players in its operational implementation.

  1. Legislative framework

    PACTE Law — Electronically Transferable Instruments (TTE)

    Contribution to the work on drafting the TTE regime.

  2. 13 July 2025

    Implementing decree

    The regime becomes applicable: from theory to operations.

  3. Paris financial centre

    TradeTech WG — Paris Europlace

    Leading the working group bringing together banks, corporates and fintechs.

  4. International

    ICC France — Digital Trade interoperability

    Work on the interoperability of digital trade ecosystems.

Portrait of Julien Achard, founder and CEO of OpenbanQ
The founder

Julien Achard

Founder & CEO of OpenbanQ
“Tomorrow’s financial infrastructures open a new paradigm: building together what no single player can build alone.”
CareerCrédit Lyonnais, Calyon, Crédit Agricole CIB, HSBC
InternationalEurope & Asia, including 6 years in Hong Kong
Industry governanceBoard of AFTE, Finance Innovation, ICC France
TeachingUniversité Paris-Dauphine, Financial Institutions
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Insights

Analysis, publications and thought leadership.

All insights

A transformation project?
Let’s talk.

A first 30-minute conversation to frame your challenge and see how OpenbanQ can support you.

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