Expertise 04 · Digital Trade & SCFSignature

From paper to Electronic Transferable Records.

Trade Finance, Supply Chain Finance, document digitalisation: OpenbanQ supports Banks, Corporates and platforms in modernising international trade finance, from French TTE law / MLETR to SCF programmes.

  • TradeTechStrategic support and Business Development: Enigio, Mitigram and Aria
  • 13 July 2025Implementing decree: the French TTE regime becomes operational
  • Paris EuroplaceLeading the TradeTech working group
  • ICC FranceWork on Digital Trade interoperability
The challenges

International trade is finally going digital.

The legal framework now exists: what remains is to operate it, at scale, between players who need to interoperate.

01

Trade still on paper

Bills of lading, bills of exchange, guarantees: slow, costly and risky documents.

02

Working capital under pressure

Lead times, supply chain tensions, cost of credit: supplier finance is becoming strategic.

03

Platforms to connect

Without interoperability, digitalisation remains confined to islands.

What we cover

Six workstreams for digital trade.

Trade Finance

  • Documentary credits and collections
  • Guarantees and SBLCs
  • Cost and process optimisation

Supply Chain Finance

  • Reverse factoring
  • Supplier and buyer programmes
  • Specialised fintech platforms

TTE / MLETR

  • French and international legal framework
  • eBL and electronic bills of exchange
  • Operational implementation

Digitalisation & AI

  • Document dematerialisation
  • Automation of document checks
  • AI applied to processing

Blockchain & Tokenisation

  • Tokenisation of trade receivables
  • Stablecoins in trade flows
  • Programmable settlement

Interoperability & Ecosystems

  • Standards and platforms
  • Multi-party governance
  • Industry initiatives
Our approach

From vision to execution, in four stages.

Expertise built at the heart of industry initiatives, serving operational projects.

  1. 1

    Diagnostic

    Flows, documents, processes, costs and risks.

  2. 2

    Target

    Operating, legal and technology model.

  3. 3

    Pilot

    First electronic transactions within a limited circle.

  4. 4

    Roll-out

    Scaling up, counterparties, platforms.

Who it is for

Expertise serving three audiences.

Banks

Digital trade offering, eBL, electronic guarantees and SCF.

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Corporates

SCF programmes, digitalisation of export documents.

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TradeTech

Positioning, interoperability and banking partnerships.

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Our other expertise

An end-to-end view of financial flows.

A Digital Trade project?
Let’s talk.

A first 30-minute conversation to frame your challenge and identify the priority levers.

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