Expertise 01 · Digital Assets & Tokenisation

Moving from experimentation to industrialisation.

Stablecoins, tokenised deposits, tokenisation of assets and receivables: OpenbanQ helps Banks, Corporates and Fintechs identify value-creating use cases and deploy them within the MiCA framework.

  • MiCA CASPMiCA CASP licence obtained for Wigl
  • Training and AwarenessBlockchain and crypto-assets at Université Paris Dauphine-PSL, and executive training for Banks and Finance Departments
  • Real economyPayments, treasury and trade: use cases rooted in actual flows
  • Strategic intelligenceImpact of Digital Assets and Tokenisation on Transaction Banking
The challenges

Digital assets are entering regulated finance.

The framework is becoming clearer and infrastructures are maturing. Finance is opening a new chapter: one where the strength of institutions meets the power of digital assets.

01

A regulatory framework now in place

MiCA is fully applicable: issuers, service providers and users must choose their positioning.

02

Separating promise from reality

Distinguishing real gains (cost, speed, programmability) from technology hype.

03

Integration with existing systems

Interoperability with legacy systems, custody, accounting and risk management.

What we cover

Six workstreams, from strategy to deployment.

Stablecoins & Programmable Money

  • Fiat-backed euro stablecoins
  • B2B and cross-border settlement
  • Impact on treasury and liquidity

Tokenised Deposits & Settlement

  • Bank tokenised deposits
  • Interbank settlement on DLT
  • Interplay with existing infrastructures

Asset Tokenisation

  • Tokenisation of trade receivables
  • Tokenisation of financial assets
  • Smart contracts and settlement automation

Regulatory Framework

  • MiCA: issuers and CASPs
  • Interplay with PSD and e-money
  • Anticipating upcoming changes

Custody & Governance

  • Issuance, custody and control models
  • Security and operational resilience
  • Governance of multi-party projects

Strategy & Awareness

  • Identifying value-creating use cases
  • Progressive roadmap
  • Executive Committee awareness
Our approach

From vision to execution, in four stages.

A pragmatic approach: start from flows and business needs, not from technology.

  1. 1

    Awareness

    Share a common language with executives and teams.

  2. 2

    Use cases

    Identify and prioritise cases with real value.

  3. 3

    Scoping

    Regulation, architecture, partners and business case.

  4. 4

    Pilot & industrialisation

    Pilot, measure, then scale up.

Who it is for

Expertise serving three audiences.

Banks

Tokenised deposits, custody, digital asset services and MiCA positioning.

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Corporates

Stablecoins for treasury, cross-border payments and intragroup flows.

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Fintechs

Licensing journey, positioning and banking partnerships.

Learn more
Our other expertise

An end-to-end view of financial flows.

A Digital Assets project?
Let’s talk.

A first 30-minute conversation to frame your challenge and identify the priority levers.

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