Corporate, CFO & Treasurer

Optimise liquidity and working capital.

Cash Management, Liquidity, Trade Finance & Supply Chain Finance, Digital Assets: OpenbanQ supports Finance Departments and Treasuries in transforming their flows, banking relationships and tools, from strategy through to implementation.

Discuss your project Our areas of intervention

20+ yearsof experience in Global Transaction Banking at G-SIB Tier-1 banks (Calyon, CACIB, HSBC)
Europe & AsiaMulti-country transformations, including 6 years in Hong Kong
TrainingTeaching at Université Paris Dauphine-PSL and for BAFT
Industry initiativesActive in the ecosystem and co-organiser of the Treasury Innovation Day (AFTE)

Your challenges

Treasury is becoming a strategic function.

Visibility, resilience, cost of funding: treasurers are expected to drive group performance, with tools and banks that evolve fast.

See and manage your cash in real time

Multi-entity, multi-bank, multi-currency: getting a reliable consolidated position remains a daily challenge. What will the gradual integration of AI change?

Working capital under pressure

Payment terms, supply chain tensions, cost of credit: freeing up cash without weakening your suppliers.

Infrastructures to choose between

ISO 20022, instant payments, banking APIs, programmable payments (stablecoins, tokenised deposits, CBDCs): which ones really create value for treasury?

Our areas of intervention

Six workstreams for a more agile treasury.

Organisation & Banking Relationships

Rationalising banks and accounts
Bank tenders (cash management, TMS)
Relationship policy and allocation of flows
Optimising bank fees

Cash Management & Payments

Flow centralisation, payment factory, POBO/ROBO
Bank connectivity: SWIFT, EBICS, host-to-host, APIs
ISO 20022 and instant payments
Implementing programmable Finance

Liquidity & Cash Pooling

Physical and notional cash pooling
In-house bank and intragroup netting
Cash forecasting
Digital On-Chain solutions

Trade Finance & SCF

Documentary credits, guarantees, SBLCs
Reverse factoring and supplier programmes
Document digitalisation: French TTE law (Electronically Transferable Instruments) / MLETR (Model Law on Electronic Transferable Records), eBL

Digital Assets & Treasury

Euro stablecoins and programmable settlement
Tokenised deposits and the MiCA framework
Use cases: intragroup flows, cross-border

Tools, Data & AI

TMS / ERP selection and integration
Treasury reporting and dashboards
Applied AI: forecasting, reconciliation

Our approach

From vision to execution, in four stages.

In-depth knowledge of banks, put at the service of treasury: we speak the language of both sides.

1
Diagnostic
Mapping of flows, accounts, banks, tools and costs.
2
Target
Treasury organisation, flow architecture and banking policy.
3
Roadmap
Business case, tenders, trade-offs and sequencing.
4
Implementation
Deployment steering, bank migration, team adoption.

Typical deliverables

Deliverables ready for Finance Departments.

Mapping of flows, accounts and banks
Target treasury organisation
Specifications and bank or TMS tender
Business case and sequenced roadmap
Opportunity note on stablecoins and digital assets
Management Committee materials and team awareness

Engagement formats

A set-up tailored to your needs.

Advisory mission

Diagnostic, target and roadmap on a defined scope.

Senior advisory

Long-term support for the CFO or Group Treasurer.

CFO & Treasurer training

Tailored sessions: liquidity, Digital Trade, digital assets.

Pilot / POC

Scoping and steering innovative projects with banks and fintechs.

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Discover our other services.

Banks & Financial InstitutionsModernise the Transaction Banking offering Fintech & TradeTechAccelerate access to the financial ecosystem

A treasury project?
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A first 30-minute conversation to frame your challenge and identify the priority levers.

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